Welcome to 111 Elk Street, a beautifully maintained single-level home in Santa Cruzs desirable Banana Belt celebrated for its abundant sunshine, mild microclimate, and central location near beaches, parks, and local amenities, like the De La Veaga Golf Course & Lodge, hiking trails, HWY 1, the Rio Theater for entertainment & exceptional dining. This inviting 2-bedroom, 1-bath home spans approximately 974 sq ft and blends comfort, convenience, and timeless design. Step inside to discover a light-filled layout with easy flow between living spaces, perfectly suited for both relaxation and entertaining. The cheerful eat-in kitchen offers the ideal spot for daily meals, while the homes thoughtful single-story design ensures accessibility and functionality. A private backyard provides space for gardening or outdoor enjoyment, complemented by an attached one-car garage and in-home laundry. Located within the Santa Cruz City School District and minutes from vibrant Midtown and downtown destinations, 111 Elk Street embodies the essence of easy Santa Cruz living. Experience life in the sunny Banana Belt a highly sought-after neighborhood known for its friendly community, accessibility, and year-round appeal. A smart choice for modern buyers seeking location, livability, and lifestyle.